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It is, for example, a federal offense for an insurance agent to indicate that he or she represents the Medicare program or any other federal agency in order to sell a policy. Health Insurance for People Health Insurance for insurance department to find out what Medigap coverage is available. The only areas where standardization is not in effect are Guam http://www.pueblo.gsa.gov/cic_text/fed_prog/insure4_medicare/1996-gd.txt
